TINJAUAN YURIDIS PEMBERIAN HAK TANGGUNGAN DENGAN AKTA PERSETUJUAN MEMBUKA KREDIT YANG TERINDIKASI CACAT HUKUM

Kevin Kevin, Muhammad Yamin, affan mukti

Abstract


TINJAUAN YURIDIS PEMBERIAN HAK TANGGUNGAN DENGAN AKTA PERSETUJUAN MEMBUKA KREDIT YANG TERINDIKASI CACAT HUKUM

ABSTRAK

Kevin*

Prof.Dr.Muhammad Yamin,S.H.,M.S.,C.N.**

Affan Mukti,S.H.,M.Hum***

Implementation of the imposition of a security interest in a credit agreement aims to provide legal certainty and protection for all parties in land uses as well as objects related to land as loan collateral. For the practice of binding credit with collateral security rights in banking activities should be also implemented in accordance with what has been stipulated in law encumbrance.

 

Issues to be studied are the procedures for the implementation of the provision of credit to guarantee the security rights, as well as obstacle encountered in the implementation of the provision of credit to guarantee encumbrance and solutions. In the context of the issues , which will be discussed thoroughly is mortgages as a security interest that is charged on land rights referred to in law number 5 of 1960 , the basic rules of the principal subject of agrarian law.

 

The method to be used is the method of juridical normative research based on a review of the security rights. From this study can be concluded that bank credit has a very important role in the economy, especially the binding of credit guarantees with the guarantee of the right dependents aimed at ensuring legal certainty between the two sides.

 

The birth of principal agrarian law may provide legal certainty about binding guarantee with land and things connected with the land as collateral for the setting in using the provisions creditverband in the book of the law of civil law.

 

 

Kata Kunci : Kredit , Hak Tanggungan , Perbankan

*Mahasiswa Fakultas Hukum Universitas Sumatera Utara

**Dosen Pembimbing I,Staff pengajar di Fakultas Hukum USU

*** Dosen Pembimbing II,Staff pengajar di Fakultas Hukum USU


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