PROSEDUR PEMINJAMAN UANG PADA KOPERASI KOTAMADYA MEDAN DITINJAU DARI HUKUM ADMINISTRASI NEGARA

aris andreas s, suria Ningsih, amsali sembirin

Abstract


ABSTRACT

BORROWING MONEY IN COOPERATION PROCEDURE FIELD MUNICIPALITY ADMINISTRATIVE LAW BASED ON STATE

*Surianingsih, SH.,M.Hum

**Amsali sembiring, SH,.M.Hum

***Aris Andreas S

Procedure Loan Money On Field Municipal Cooperative Judging from the State Administration Law . In principle, lending to credit union members based on trust . However, it is undeniable that this lending is always faced with uncertainty and is always a risk . To reduce and minimize risk , credit unions implement the management by setting lending procedures for its members .

In this study the proposed formulation of the problem is : what is the procedure of borrowing money on municipal cooperative field , what are the barriers in the implementation of the procedures of borrowing money and what efforts are made ​​by the cooperative in addressing barriers to the procedure of borrowing money on municipal cooperative field .

The method used in this paper is by way of field research conducted in Medan Municipal Cooperative , as well as with the literature study conducted through books that relate thesis writing , particulars derived from the literature as well as legal papers article .

After doing research and collecting data , it is known that the procedure of borrowing money at Municipal Field is cooperative loan applications by borrowers , evaluation / analysis of loans by cooperatives ,loan process ,the loan agreement and the loan disbursement process .. The constraints in money lending procedures pelasaksanaan the Municipal Cooperative field include: cheating officer in pursuit of a target or a bonus , no survey or assessment ignored Fiduciary guarantees not listed , the information provided to potential borrowers and prospective borrowers are less detailed engineering data.

Keywords: Loans, Cooperative, Administrative Law


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